#Institutional investor ad wars professional#

The legal and institutional frameworks that exist in a particular country typically represent the most obvious and direct contact points between a project and the host government. Standards, inspection and certification, certification and monitoring programs, product accreditation and service compliance programs.ĭevelops technical knowledge and ensures confidence of stakeholders in regards to the design, performance, implementation and operation of new technologies over its life. Transfers technical knowledge, builds capacity and confidence of stakeholders in the adoption of new technologies or systems.

#Institutional investor ad wars professional#

Training programs, investment in R&D, pilots and case studies, development of guidelines, professional accreditation programs, information campaigns. Reduces the financial advantage derived from market dominance (scale) that incumbent technologies have over new technologies. Rebates, tax exemptions, grant programs, low interest loans, discounts to products, fees. Legislation enables clarification of roles, responsibilities and mechanisms for government and non-government stakeholders. Policies enable technology uptake and integration into the institutional and societal landscape to ensure the fulfilment of societal needs. National, state and municipal policies, legislation and by-laws, modification of planning, building and plumbing codes, application requirements, pollution abatement. WSUD offers a wide range of technologies at various scales (property, precinct, catchment), which can be managed using distributed, semicentralized, or centralized models, in contrast to the centralized governance model for traditional water infrastructure. On the other hand, WSUD promotes the “integration of urban planning with the management, protection, and conservation of the urban water cycle to ensure urban water management is sensitive to natural hydrological and ecological processes” ( National Water Commission, 2004). Often, institutional roles and rules were designed around specific elements of the water cycle, e.g., water supply, wastewater, or drainage services, considered in isolation. Moreover, water services governance is commonly centralized, rigidly regulated, and managed by government actors or licensed agencies ( Pahl-Wostl, 2007).

The existing water, wastewater, and drainage service models were based on the linear “big pipes in and big pipes out” transfer model, which aimed to protect public health and avoid nuisance impacts using large-scale technological solutions for narrowly defined service problems. Regulatory and institutional frameworks are aligned to conventionally accepted technologies and can act as barriers to the uptake of disruptive technologies. Read the TIAA-CREF Individual & Institutional Services, LLC, Statement of Financial Condition Opens pdf .Grace Tjandraatmadja, in Approaches to Water Sensitive Urban Design, 2019 5.2 The evolution of institutional arrangements to promote technological innovation Its California Certificate of Authority number is 6992. TIAA-CREF Life Insurance Company is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 3092.

Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. Each is solely responsible for its own financial condition and contractual obligations. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. SIPC only protects customers' securities and cash held in brokerage accounts. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA Opens in a new window and SIPC Opens in a new window , distributes securities products. Please consult your tax or legal advisor to address your specific circumstances. The TIAA group of companies does not provide legal or tax advice. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.Ĭonsumer and commercial deposit and lending products and services are provided by TIAA Bank®, a division of TIAA, FSB.